Take control of your future now, pay later. Interest free*

How Zip works at Genea Horizon

We’ve partnered with Zip to help make egg freezing more accessible. Zip's mission is to make finance fairer for everyone, so it might be the right choice to help you get started sooner.

Step 1: Meet with a Genea Fertility Specialist

Speak with our Fertility Advisor to help you find a doctor to design your personalised treatment plan.

Step 2: Receive a fee estimate for your treatment

Once your Specialist has completed your treatment plan you will then meet with one of our team to discuss your customised fee estimate.

Step 3: Apply for your Zip account

You’re now ready to apply for your Zip account so jump online to complete. If approved, you will have access to the funds to use for your treatment immediately.

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The smarter way to pay for what you need today

Reusable account

We give you one account with one monthly statement, no matter how many times you use it

Interest free

Easy interest free terms, no hidden fees or upfront payments

Flexible payments

Choose repayments that suit your lifestyle - weekly, fortnightly or monthly


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The above calculator outlines the repayments required to pay off amounts processed by Genea from Zip for cycle fees. This provides an indication only as the total processed from Zip may differ. Minimum repayment options are based on the 6 month interest free period and include the establishment fee and Genea processing fee. It does not include ongoing monthly account service fees charged by Zip.

*Available to approved applicants only. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period for the purchase will be charged interest at the contractual rate, currently 19.9%. A $6 monthly account fee applies. A one-off establishment fee may apply. See your contract for further details. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878). Zip is only available for payment of cycle and freeze fees and some exclusions apply, please speak with your nursing team for more details. Not to be used in conjunction with any other payment offer.


What is Zip Money?

Zip Money is a reusable account that lets you buy now and pay later. It offers you the simplest way to pay over time for life’s larger purchases, on your terms. Zip is 100% owned by ASX listed Zip Co Ltd (ASX: Z1P), with all operations based in Sydney, Australia.

How does it work?

Apply and Zip will give you a decision on the spot. If approved, you can use your account immediately. Zip pays Genea on your behalf after your procedure and then you pay Zip back over time, with interest free terms.

How to pay for treatment with Zip?

Approved patients will receive a text message with a request to pre-authorise the amount on the treatment fee estimate. The invoice amount will be paid from Zip to Genea when treatment is completed and the six month interest free period will begin. If you have been approved by Zip but haven’t spoken with your nurse, please contact the Patient Finance team on 02 9229 4620.

Getting started

Select General enquiry in the form below to speak with our Fertility Advisor.

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Genea shares patient stories to help people experiencing infertility to understand that they are not alone. Hearing about other people experiencing the same challenges is a powerful way to break the isolation and stigma that often surrounds infertility. We share these stories with the intent to inform, educate and comfort and have no intention to create unreasonable expectations of beneficial treatment. Similarly, we have no intention for our community to believe the stories told are the outcomes that would be achieved for every patient.